A tree falling on a home or garage is stressful enough without also having to figure out how the insurance claim process works.
In most cases, homeowners insurance covers the damage to the structure, but coverage for removing the tree itself can depend on the cause and the policy.
Documentation matters here. Photos of the damage, a written assessment, and a clear scope of work from a licensed tree company all help move a claim along faster.
We've walked homeowners through this process more than once, and having that documentation ready from the start makes a real difference.
Have you ever had to file an insurance claim after storm or tree damage to your home?
#UpstateSC
Photo of an arborist documenting storm or tree damage to a structure with a clipboard or camera, or a written damage assessment in progress.
Canva text suggestion: "What Insurance Covers After a Tree Falls" or "Documentation That Speeds Up a Claim"